/* =========================================================================
   TORO TAXES — IDENTIDAD PROPIA (marca independiente)
   Julio opera DOS negocios en el mismo domicilio, con giros distintos:
     · JN Insurance Agency LLC  → seguros    (azul/naranja · Montserrat/Nunito)
     · Toro Taxes (oficina)     → impuestos  (rojo/negro   · Mont)
   Todo lo de Toro vive bajo .toro-scope para NO contaminar la identidad de
   seguros. Colores y logo según el Brand Book Toro Taxes 2025.

   REGLA DE CONTRASTE (verificada): el rojo #FF0009 con texto blanco da 4.00:1
   y FALLA AA. Por eso los BOTONES usan #BB0007 (6.74:1). El #FF0009 queda
   para acentos, display grande y superficies — nunca texto normal en blanco.
   ========================================================================= */

/* --- Fuentes de marca Toro (self-host, igual que las de seguros) --- */
@font-face{font-family:"Mont";src:url("../fonts/Mont-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Mont";src:url("../fonts/Mont-SemiBold.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Mont";src:url("../fonts/Mont-Bold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Mont";src:url("../fonts/Mont-Heavy.woff2") format("woff2");font-weight:900;font-style:normal;font-display:swap}

.toro-scope{
  --t-red:#FF0009;        /* Rojo Toro oficial (el manual marca #ED3237 como INCORRECTO) */
  --t-red-dark:#BB0007;   /* Botones y texto sobre blanco → AA */
  --t-red-deep:#8f0005;
  --t-ink:#161513;          /* SOLO texto — se invierte en modo oscuro */
  /* Superficie oscura de la marca (header, footer, menú, botones ink).
     NO se invierte nunca: el Brand Book usa fondo negro y el logo blanco
     debe seguir siendo legible en ambos temas. Separar este token del
     --t-ink evita que en oscuro quede "blanco sobre blanco". */
  --t-ink-surface:#161513;
  --t-paper:#ffffff;
  --t-mist:#f6f4f1;
  --t-line:#e8e4de;
  --t-muted:#6f6962;
  --t-tint:#FFE9EA;
  --t-tint-2:#FFD0D2;
  --f-toro:"Mont","Montserrat","Segoe UI",system-ui,sans-serif;
}
:root[data-theme="dark"] .toro-scope{
  --t-paper:#141312; --t-mist:#1c1a18; --t-line:#2e2b27; --t-ink:#f7f5f2; --t-muted:#a9a29a;
  --t-tint:#3a1416; --t-tint-2:#4a1a1d;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]) .toro-scope{
    --t-paper:#141312; --t-mist:#1c1a18; --t-line:#2e2b27; --t-ink:#f7f5f2; --t-muted:#a9a29a;
    --t-tint:#3a1416; --t-tint-2:#4a1a1d;
  }
}

.toro-scope{font-family:var(--f-toro);color:var(--t-ink)}
.toro-scope h1,.toro-scope h2,.toro-scope h3,.toro-scope h4{
  font-family:var(--f-toro);font-weight:900;letter-spacing:-.02em;line-height:1.05;color:var(--t-ink)}
.toro-scope p{color:var(--t-muted)}

/* ----------------------------- Botones Toro ----------------------------- */
.btn-toro{display:inline-flex;align-items:center;justify-content:center;gap:.6rem;
  font-family:var(--f-toro);font-weight:900;font-size:var(--f-sm);line-height:1;
  padding:1rem 1.7rem;border-radius:var(--r-pill);border:2px solid transparent;cursor:pointer;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s,color .2s,border-color .2s;
  text-align:center;white-space:nowrap;text-decoration:none}
.btn-toro svg{width:1.15em;height:1.15em;flex:none}
.btn-toro--red{background:var(--t-red-dark);color:#fff;box-shadow:0 16px 40px -14px rgba(187,0,7,.5)}
.btn-toro--red:hover{background:var(--t-red-deep);color:#fff;transform:translateY(-3px);box-shadow:0 24px 54px -16px rgba(187,0,7,.62)}
.btn-toro--ink{background:var(--t-ink-surface);color:#fff;box-shadow:0 16px 40px -14px rgba(22,21,19,.5)}
.btn-toro--ink:hover{background:#000;color:#fff;transform:translateY(-3px)}
.btn-toro--ghost{background:var(--t-paper);color:var(--t-ink);border-color:var(--t-line)}
.btn-toro--ghost:hover{border-color:var(--t-red);color:var(--t-red-dark);transform:translateY(-3px)}
.btn-toro--onDark{background:#fff;color:var(--t-ink-surface)}
.btn-toro--onDark:hover{background:var(--t-tint);color:var(--t-red-deep);transform:translateY(-3px)}
.btn-toro--wa{background:#0e7a3d;color:#fff}
.btn-toro--wa:hover{background:#0b6b34;color:#fff;transform:translateY(-3px)}
.btn-toro--lg{padding:1.15rem 2.1rem;font-size:1rem}
.btn-toro--block{width:100%}
.btn-toro:active{transform:translateY(-1px) scale(.99)}

/* ----------------------------- Encabezados ------------------------------ */
.toro-eyebrow{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--f-toro);
  font-weight:900;font-size:var(--f-eyebrow);letter-spacing:.16em;text-transform:uppercase;color:var(--t-red-dark)}
.toro-eyebrow::before{content:"";width:26px;height:3px;border-radius:2px;background:var(--t-red)}
.toro-eyebrow--light{color:#fff}
.toro-eyebrow--light::before{background:var(--t-red)}
.toro-eyebrow--center{justify-content:center}
.toro-head{max-width:64ch}
.toro-head--center{margin-inline:auto;text-align:center}
.toro-head h2{margin:.7rem 0 0;font-size:var(--f-h2)}
.toro-head .lead{margin-top:.9rem;font-size:var(--f-lead);color:var(--t-muted)}
.toro-section--ink .toro-head .lead{color:#c9c3bc}

/* Enlace "Taxes" dentro del nav de SEGUROS: se distingue con el rojo Toro
   para que se entienda que lleva a otra marca, sin romper el header azul.
   OJO: este enlace vive en el header de seguros, FUERA de .toro-scope, así que
   NO puede usar var(--t-red-*) — esas variables solo existen dentro del scope.
   Por eso van valores literales. */
.nav__taxes{position:relative;color:#BB0007 !important;font-weight:700}
.nav__taxes::after{background:#FF0009 !important}
.nav__taxes:hover{color:#8f0005 !important}
:root[data-theme="dark"] .nav__taxes{color:#ff5a60 !important}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]) .nav__taxes{color:#ff5a60 !important}
}
.mobile-menu .nav__taxes{color:#BB0007 !important}
:root[data-theme="dark"] .mobile-menu .nav__taxes{color:#ff5a60 !important}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]) .mobile-menu .nav__taxes{color:#ff5a60 !important}
}

/* ============ PUENTE en la home de seguros (index.html) ================== */
/* Bloque oscuro que "cambia de marca" de forma explícita: deja clarísimo que
   Toro Taxes es OTRO negocio, no una línea más de JN Insurance. */
.toro-bridge{position:relative;border-radius:var(--r-xl);overflow:hidden;
  background:linear-gradient(135deg,#1c1a18,#000);box-shadow:var(--sh-lg);isolation:isolate}
.toro-bridge::before{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;
  background:radial-gradient(circle at 88% 12%,rgba(255,0,9,.42),transparent 46%),
             radial-gradient(circle at 8% 92%,rgba(255,0,9,.2),transparent 44%)}
.toro-bridge__in{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;
  gap:clamp(1.5rem,3vw,3rem);align-items:center;padding:clamp(1.8rem,4vw,3.4rem)}
.toro-bridge__logo{height:clamp(50px,7vw,72px);width:auto;margin-bottom:1.3rem}
.toro-bridge h2{color:#fff;font-family:var(--f-toro);font-weight:900;font-size:var(--f-h2);letter-spacing:-.02em}
.toro-bridge p{color:#d9d4ce;font-size:var(--f-lead);margin-top:.9rem;font-family:var(--f-toro)}
.toro-bridge__note{display:inline-flex;align-items:center;gap:.5rem;margin-top:1.4rem;
  background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.2);border-radius:var(--r-pill);
  padding:.5rem 1rem;font-family:var(--f-toro);font-weight:700;font-size:.78rem;color:#f0ece7}
.toro-bridge__note svg{width:15px;height:15px;color:var(--t-red);flex:none}
.toro-bridge__cta{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:1.7rem}
.toro-bridge__cards{display:grid;gap:.85rem}
.toro-card{display:flex;gap:.95rem;align-items:flex-start;background:rgba(255,255,255,.07);
  border:1px solid rgba(255,255,255,.14);border-radius:var(--r-md);padding:1.05rem 1.15rem;
  transition:background .25s,border-color .25s,transform .25s var(--ease)}
.toro-card:hover{background:rgba(255,255,255,.12);border-color:rgba(255,0,9,.5);transform:translateY(-3px)}
.toro-card__ic{width:46px;height:46px;border-radius:12px;flex:none;display:grid;place-items:center;
  background:var(--t-red);color:#fff;box-shadow:0 10px 24px -10px rgba(255,0,9,.7)}
.toro-card__ic svg{width:23px;height:23px}
.toro-card b{display:block;font-family:var(--f-toro);font-weight:900;color:#fff;font-size:1.02rem;margin-bottom:.15rem}
.toro-card span{font-family:var(--f-toro);color:#c9c3bc;font-size:.9rem;line-height:1.5}

/* ================== PORTADA / HERO de taxes.html ======================== */
.toro-hero{position:relative;overflow:hidden;
  background:linear-gradient(150deg,#1c1a18 0%,#000 55%,#2a0002 100%);
  padding-top:clamp(2rem,5vw,3.6rem);padding-bottom:clamp(2.5rem,5vw,4.5rem)}
.toro-hero::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(circle at 82% 18%,rgba(255,0,9,.4),transparent 48%),
             radial-gradient(circle at 12% 88%,rgba(255,0,9,.16),transparent 46%)}
.toro-hero__grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;
  gap:clamp(2rem,4vw,3.5rem);align-items:center}
.toro-hero__logo{height:clamp(60px,9vw,100px);width:auto;margin-bottom:1.5rem}
.toro-hero h1{color:#fff;font-size:var(--f-h1);font-family:var(--f-toro);font-weight:900}
.toro-hero h1 .t-accent{color:var(--t-red)}
.toro-hero__lead{color:#ddd8d2;font-size:var(--f-lead);margin-top:1.2rem;max-width:40ch;font-family:var(--f-toro)}
.toro-hero__cta{display:flex;flex-wrap:wrap;gap:.85rem;margin-top:1.9rem}
.toro-hero__trust{display:flex;flex-wrap:wrap;gap:1.2rem;margin-top:2rem;align-items:center;padding:0;list-style:none}
.toro-trust{display:flex;align-items:center;gap:.5rem;font-family:var(--f-toro);font-weight:700;
  font-size:.88rem;color:#e6e1db}
.toro-trust svg{width:19px;height:19px;color:var(--t-red);flex:none}
.toro-hero__art{position:relative;display:flex;justify-content:center;align-items:center;min-height:300px}
.toro-hero__art img{width:min(100%,330px);height:auto;filter:drop-shadow(0 26px 50px rgba(0,0,0,.6));
  animation:toroFloat 6s var(--ease) infinite}
.toro-hero__ring{position:absolute;width:min(86%,370px);aspect-ratio:1;border-radius:50%;
  background:radial-gradient(circle,rgba(255,0,9,.32),transparent 66%);filter:blur(34px)}
@keyframes toroFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}

/* Franja de servicios */
.toro-strip{background:var(--t-red);padding:.95rem 0;overflow:hidden;border-block:1px solid rgba(0,0,0,.25)}
.toro-strip__track{display:flex;width:max-content;white-space:nowrap;animation:slide 34s linear infinite}
.toro-strip:hover .toro-strip__track{animation-play-state:paused}
/* Texto TINTA sobre el rojo (4.57:1 = AA). Con blanco daba 4.00:1 y, al medir
   ~14–17px, NO califica como "texto grande", así que habría fallado AA.
   Además, negro sobre rojo es un lockup aprobado en el Brand Book. */
.toro-strip__item{display:inline-flex;align-items:center;gap:.6rem;padding-inline:1.5rem;
  font-family:var(--f-toro);font-weight:900;font-size:clamp(.9rem,1.3vw,1.1rem);color:#161513}
.toro-strip__item svg{width:18px;height:18px;color:#161513}

/* Secciones y tarjetas */
.toro-section{padding-block:var(--section-y);background:var(--t-paper)}
/* .section--tight viene de styles.css con la MISMA especificidad y se declara
   antes, así que .toro-section la anulaba. Esta regla la vuelve efectiva. */
.toro-section.section--tight{padding-block:clamp(2.5rem,1.5rem + 5vw,4.5rem)}
.toro-section--mist{background:var(--t-mist)}
.toro-section--ink{background:var(--t-ink-surface)}
.toro-section--ink h2,.toro-section--ink h3,.toro-section--ink h4{color:#fff}
.toro-section--ink p{color:#c9c3bc}
.toro-svcs{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2.2vw,1.7rem)}
.toro-svc{background:var(--t-paper);border:1px solid var(--t-line);border-radius:var(--r-lg);
  padding:clamp(1.3rem,2.2vw,1.9rem);box-shadow:var(--sh-sm);position:relative;overflow:hidden;
  transition:transform .3s var(--ease-out),box-shadow .3s,border-color .3s}
.toro-svc::after{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--t-red);
  transform:scaleY(0);transform-origin:top;transition:transform .35s var(--ease)}
.toro-svc:hover{transform:translateY(-6px);box-shadow:var(--sh-lg);border-color:var(--t-tint-2)}
.toro-svc:hover::after{transform:scaleY(1)}
.toro-svc__ic{width:56px;height:56px;border-radius:15px;display:grid;place-items:center;margin-bottom:1rem;
  background:var(--t-ink-surface);color:#fff}
.toro-svc__ic svg{width:28px;height:28px}
.toro-svc--hot .toro-svc__ic{background:var(--t-red)}
.toro-svc h3{font-size:var(--f-h4);margin-bottom:.45rem}
.toro-svc p{font-size:.97rem;margin:0}
.toro-svc__tag{display:inline-block;margin-top:.9rem;background:var(--t-tint);color:var(--t-red-deep);
  border-radius:var(--r-pill);padding:.25rem .7rem;font-family:var(--f-toro);font-weight:900;font-size:.72rem;
  letter-spacing:.05em;text-transform:uppercase}
:root[data-theme="dark"] .toro-svc__tag{color:#ffb3b6}

/* Pasos */
.toro-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(1rem,2.4vw,2rem)}
.toro-step{background:var(--t-paper);border:1px solid var(--t-line);border-radius:var(--r-lg);
  padding:clamp(1.4rem,2.4vw,2rem);box-shadow:var(--sh-sm);position:relative}
.toro-step__n{font-family:var(--f-toro);font-weight:900;font-size:2.6rem;line-height:1;color:var(--t-tint-2);letter-spacing:-.04em}
:root[data-theme="dark"] .toro-step__n{color:#5a2024}
.toro-step h3{font-size:1.2rem;margin:.5rem 0 .45rem}
.toro-step p{font-size:.95rem;margin:0}

/* Centro de enlaces oficiales */
.toro-links{display:grid;grid-template-columns:repeat(2,1fr);gap:.85rem}
.toro-link{display:flex;align-items:center;gap:.9rem;background:var(--t-paper);border:1px solid var(--t-line);
  border-radius:var(--r-md);padding:1rem 1.15rem;box-shadow:var(--sh-xs);text-decoration:none;
  transition:transform .25s var(--ease),border-color .25s,box-shadow .25s}
.toro-link:hover{transform:translateY(-3px);border-color:var(--t-red);box-shadow:var(--sh-md)}
.toro-link__ic{width:42px;height:42px;border-radius:11px;flex:none;display:grid;place-items:center;
  background:var(--t-mist);color:var(--t-red-dark)}
.toro-link__ic svg{width:21px;height:21px}
.toro-link b{display:block;font-family:var(--f-toro);font-weight:900;color:var(--t-ink);font-size:.97rem}
.toro-link span{font-family:var(--f-toro);color:var(--t-muted);font-size:.83rem}
.toro-link__ext{margin-left:auto;color:var(--t-muted);flex:none;display:grid;place-items:center}
.toro-link__ext svg{width:16px;height:16px}

/* Banda CTA */
.toro-cta{position:relative;border-radius:var(--r-xl);overflow:hidden;text-align:center;
  padding:clamp(2.2rem,4vw,3.6rem);background:linear-gradient(135deg,var(--t-red-dark),#6d0004);
  box-shadow:var(--sh-lg)}
.toro-cta::before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(circle at 15% 20%,rgba(255,255,255,.16),transparent 42%)}
.toro-cta__in{position:relative;z-index:1;max-width:58ch;margin-inline:auto}
.toro-cta h2{color:#fff;font-size:var(--f-h2)}
.toro-cta p{color:#ffe0e1;font-size:var(--f-lead);margin-top:.8rem}
.toro-cta__row{display:flex;gap:.9rem;justify-content:center;flex-wrap:wrap;margin-top:1.8rem}

/* Datos de contacto */
.toro-info{display:grid;gap:1rem;align-content:start}
.toro-info__card{display:flex;gap:1rem;align-items:flex-start;background:var(--t-paper);
  border:1px solid var(--t-line);border-radius:var(--r-md);padding:1.1rem 1.2rem;box-shadow:var(--sh-xs)}
.toro-info__ic{width:46px;height:46px;border-radius:12px;flex:none;display:grid;place-items:center;
  background:var(--t-mist);color:var(--t-red-dark)}
.toro-info__ic svg{width:22px;height:22px}
.toro-info__card b{font-family:var(--f-toro);font-weight:900;color:var(--t-ink);display:block;font-size:.95rem}
.toro-info__card a,.toro-info__card span{color:var(--t-muted);font-size:.95rem;font-family:var(--f-toro)}
.toro-info__card a:hover{color:var(--t-red-dark)}

/* Footer Toro */
.toro-footer{background:var(--t-ink-surface);color:#c9c3bc;padding-top:clamp(2.5rem,5vw,4rem);font-family:var(--f-toro)}
.toro-footer__top{display:grid;grid-template-columns:1.6fr 1fr 1.2fr;gap:2rem}
.toro-footer__brand img{height:56px;width:auto;margin-bottom:1rem}
.toro-footer__brand p{color:#a9a29a;font-size:.92rem;max-width:36ch}
.toro-footer h3{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 1rem;font-weight:900}
.toro-footer a{color:#c9c3bc;text-decoration:none}
.toro-footer a:hover{color:var(--t-red)}
.toro-footer__links a{display:block;padding:.3rem 0;font-size:.94rem}
.toro-footer ul{list-style:none;padding:0;margin:0}
.toro-footer li{display:flex;gap:.6rem;align-items:flex-start;margin-bottom:.65rem;font-size:.92rem}
.toro-footer li svg{width:17px;height:17px;flex:none;margin-top:.15rem;color:var(--t-red)}
.toro-footer__legal{margin-top:clamp(2rem,4vw,3rem);padding:1.5rem 0;border-top:1px solid rgba(255,255,255,.12)}
.toro-footer__legal .disc{font-size:.78rem;color:#948d85;line-height:1.6;margin-bottom:1rem}
.toro-footer__legal .disc strong{color:#c9c3bc}
.toro-footer__bottom{display:flex;flex-wrap:wrap;gap:1rem;justify-content:space-between;align-items:center;font-size:.82rem;color:#948d85}
.toro-footer__bottom nav{display:flex;flex-wrap:wrap;gap:.4rem 1.1rem}

/* Barra de cambio de marca (arriba de taxes.html) */
.brand-switch{background:var(--t-mist);border-bottom:1px solid var(--t-line);padding:.6rem 0;
  font-family:var(--f-toro);font-size:.82rem;color:var(--t-muted)}
.brand-switch__in{display:flex;flex-wrap:wrap;gap:.5rem 1rem;align-items:center;justify-content:center;text-align:center}
.brand-switch a{color:var(--t-red-dark);font-weight:900;text-decoration:underline}
.brand-switch a:hover{color:var(--t-red-deep)}

/* Header propio de Toro */
.toro-header{position:fixed;inset:0 0 auto 0;z-index:100;height:var(--header-h);display:flex;align-items:center;
  background:color-mix(in srgb,var(--t-ink-surface) 92%,transparent);backdrop-filter:blur(12px);
  border-bottom:1px solid rgba(255,255,255,.1)}
.toro-header .container{display:flex;align-items:center;gap:1.25rem;width:100%}
.toro-header__brand{display:flex;align-items:center;margin-right:auto}
.toro-header__brand img{height:38px;width:auto}
.toro-header nav{display:flex;align-items:center;gap:.2rem}
.toro-header nav a{font-family:var(--f-toro);font-weight:700;font-size:.92rem;color:#e6e1db;
  padding:.55rem .8rem;border-radius:var(--r-sm);text-decoration:none;transition:color .2s,background .2s}
.toro-header nav a:hover{color:#fff;background:rgba(255,255,255,.08)}
.toro-header__tools{display:flex;align-items:center;gap:.5rem}
.toro-icon-btn{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;
  border-radius:var(--r-pill);border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06);
  color:#e6e1db;transition:transform .2s,background .2s}
.toro-icon-btn:hover{background:rgba(255,255,255,.14);transform:translateY(-2px)}
.toro-icon-btn svg{width:20px;height:20px}
.toro-lang{display:inline-flex;align-items:center;background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.2);border-radius:var(--r-pill);padding:3px;
  font-family:var(--f-toro);font-weight:900;font-size:.78rem}
.toro-lang button{border:0;background:transparent;color:#c9c3bc;padding:.5rem .72rem;border-radius:var(--r-pill);
  min-height:38px;transition:color .2s,background .2s;cursor:pointer;font-family:inherit;font-weight:inherit}
.toro-lang button.is-active{background:var(--t-red-dark);color:#fff}
.toro-nav-toggle{display:none}
.toro-mobile{position:fixed;inset:0;z-index:99;background:color-mix(in srgb,var(--t-ink-surface) 97%,transparent);
  backdrop-filter:blur(6px);padding:calc(var(--header-h) + 1rem) clamp(1.1rem,4vw,2rem) 2rem;
  display:flex;flex-direction:column;gap:.4rem;transform:translateY(-8px);opacity:0;pointer-events:none;
  visibility:hidden;transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s;overflow-y:auto}
.toro-mobile.open{opacity:1;transform:none;pointer-events:auto;visibility:visible}
.toro-mobile a{font-family:var(--f-toro);font-weight:900;font-size:1.3rem;color:#fff;
  padding:.85rem .4rem;border-bottom:1px solid rgba(255,255,255,.12);text-decoration:none}

@media (max-width:1024px){
  .toro-bridge__in{grid-template-columns:1fr}
  .toro-hero__grid{grid-template-columns:1fr}
  .toro-hero__art{order:-1;min-height:210px}
  .toro-hero__art img{width:min(62%,215px)}
  .toro-svcs{grid-template-columns:repeat(2,1fr)}
  .toro-steps{grid-template-columns:1fr}
  .toro-footer__top{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  .toro-header nav{display:none}
  .toro-nav-toggle{display:inline-flex}
}
@media (max-width:620px){
  .toro-svcs,.toro-links{grid-template-columns:1fr}
  .toro-footer__top{grid-template-columns:1fr}
  .toro-hero__cta .btn-toro{flex:1;min-width:0}
}
@media (prefers-reduced-motion:reduce){
  .toro-hero__art img,.toro-strip__track{animation:none !important}
}

/* Impresión: el header fijo de Toro y la barra de marca no deben imprimirse
   (styles.css solo oculta .header, que es el de seguros). Los clientes sí
   imprimen el aviso de privacidad y los términos SMS para su papelería fiscal. */
@media print{
  .toro-header,.brand-switch,.toro-strip,.floats{display:none !important}
  .toro-section,.toro-footer{background:#fff !important;color:#000 !important}
  .toro-footer .disc,.toro-footer__bottom{color:#000 !important}
}

/* Enlace activo del nav de Toro (el scrollspy de app.js marca .is-active) */
.toro-header nav a.is-active{background:rgba(255,255,255,.14);color:#fff}